Risk Managed & More

At Lathrop Helmers Wealth Management, we’ve always operated under the premise that superior wealth management extends far beyond wise investing. For each client to truly achieve his or her financial goals (professionally and personally), we scrutinize distinct aspects of their financial picture. By optimizing key areas, we can help solidify a client’s wealth and brighten their outlook.

As proactive financial advisors, we look for ways to mitigate tax consequences in the short- and long term, efficiently transfer wealth to the next generation (with gifting and other estate planning strategies), improve liability management, and offer life transition planning – as part of each client’s overall strategy. We also believe it’s incumbent on us to introduce new opportunities that can benefit clients and alternative scenarios that can help minimize risk.

With many clients in the midst of life-changing events or simply having busy schedules, we can help manage and streamline the efforts of their trusted advisors. To align strategies, we may coordinate with clients’ CPAs and attorneys. And to make sure “everyone is on the same page,” we often host meetings in our office – in some cases “prepping” an attorney to save clients the time and cost of doing so. We also provide clients with access to lending products and services through Wells Fargo affiliates.

When it comes to investing, we combine our decades of rigorous investment training with Wells Fargo Investment Institute. Our goal is to achieve what we call “inflation-plus” returns for clients, with minimal tax implications. We remind clients that diversification among asset classes and remaining disciplined in following a portfolio strategy are both hallmarks of achieving positive, long-term outcomes.