Tom is a co-founder and partner of Riviera Wealth Management, and works one-on-one with the practice's clients to help them make smart choices about their financial decisions. Tom has been quoted in Morningstar.com on portfolio management techniques, and brings a quarter century of wealth management experience to the practice. He advises affluent families on financial, estate, and retirement strategies that may impact their future well-being.

Tom enjoys working with people who have saved diligently for retirement, and now seek professional money management and financial guidance. Tom received his bachelor's degree from UC Santa Barbara where he also completed course work for a Master's degree in Economics. He later received his MBA from USC's Marshall School of Business.

Tom is active in charitable and civic causes in South Bay Community and a power boat enthusiast with the King Harbor Yacht Club. He is an instrument-rated private pilot and also spends time playing golf as often as he can!

Tom can be reached at extension 15.

CA Insurance License Number: 0643274. Resident State CA.

Nadia is a partner and a PIM Portfolio Manager with Riviera Wealth Management and has been involved in the financial services industry since 2006. She has worked as a residential loan officer, equity derivatives analyst, and professional financial advisor, and therefore can provide expertise on a wide range of financial issues.

Nadia has held financial positions with Fidelity Investments, Goldman Sachs, and Wells Fargo Advisors before joining Riviera Wealth Management. This industry experience enables her to work one-on-one with clients to develop strategies designed to help build wealth, preserve wealth, or create income streams they cannot outlive. She is constantly looking for smart ways to help her clients achieve their short and long term financial goals. Once a plan is in place, Nadia's clients appreciate her diligence and follow-through to help keep them on track.

Nadia received her degree in Economics and Business Management from the University of Utah, and an MBA from Westminster College. She holds series 7, 63, and 66 Finra registrations, in addition to the Chartered Retirement Planning Counselor (CRPC^®) certification.

Nadia lives in Redondo Beach, CA. When not helping her clients, she is very busy with local non-profit organizations. She is a member of the Professional Alliance and Professional Advisory Council at Torrance Memorial Hospital, and serves on the Board of Directors for the South Bay Estate Planning Council and Torrance YMCA. In 2018, for her contributions and involvement in the community, Nadia was named "Ambassador of the Year" by the Redondo Beach Chamber of Commerce!

Nadia can be reached at extension 18.

CA Insurance License Number: 0L15611. Resident State CA.

Kevin is a partner and RWM's Investment Operations Manager which entails a comprehensive overview and control of the practice's asset allocation strategy, managed account portfolios, and our proprietary Tactical Asset Allocation Portfolio Strategy – TAAP Strategy. He is also a PIM Portfolio Manager and  a member of RWM's Portfolio Investment Committee.

Kevin utilizes a variety of sophisticated financial analysis and screening programs, and conducts stock, bond, and exchange traded fund research for review by the investment committee.

Kevin is a graduate of USC's Marshall School of Business and holds series 7 and 65 FINRA registrations. Additionally, Kevin obtained the Chartered Financial Analyst (CFA) designation, and the CERTIFIED FINANCIAL PLANNER™ certification.

Kevin can be reached at extension 12.

CA Insurance License Number: 0F13601. Resident State CA.

Judy is responsible for the daily opening and maintenance of client accounts as well as administrative logistics for our practice. Her duties include tracking all incoming and outgoing account and money transactions to help ensure that client account transfers are processed accurately and timely. Judy is also a licensed notary. Contact her to set an appointment, inquire about your account paperwork, or update your personal information. She is the "glue" that makes for a smooth running professional office.

Judy can be reached at extension 10.

Al brings to us a quarter century of investment/trading/financial experience.  His resume includes positions as Senior Equity Trader for six money managers in the area of small/mid cap stocks.  He has also been affiliated with several bank and trust companies managing client accounts.

Working internally with Riviera Wealth Management's Investment Operations Manager - Kevin Terao and the RWM Portfolio Investment Committee, Al performs technical research and fundamental analysis for the Tactical Asset Allocation Portfolio (TAAP) Strategy. This research is evaluated by our team's portfolio managers during the security selection and on-going management process for advisory accounts.

A graduate of Ohio State University, Al is involved with a number of local youth and non-profit organizations.

Al can be reached at extension 13.