Every financial decision is a tradeoff. Let's talk them through. Comprehensive planning for families, professionals, and business owners.
Wealth Planning & Second Opinions in Orange County
Most people's finances are built one decision at a time: a 401(k) from one job, an IRA from another, an insurance policy bought years ago, savings in a few banks. Each piece made sense when you chose it. The question is whether they work together now.
Get a complimentary financial review
Serving individuals and families throughout Orange County.
Your complimentary financial review
- ✓A first conversation, with no preparation needed
- ✓A second opinion, with no obligation to move anything
- ✓Coordination with your CPA and attorney
Comprehensive planning
What comprehensive wealth planning covers
Comprehensive wealth planning looks at everything at once, so each decision supports the others.
Cash flow and goals
What you're working toward, and what it takes to get there.
Investments
A strategy matched to your goals, timeline, and comfort with risk.
Retirement
When you can retire, and how your savings will become income.
Taxes
Tax-efficient investing and distribution strategies, coordinated with your CPA.
Insurance
Coverage that can help prepare your family for the unexpected.
Estate planning strategies
Making sure your assets pass the way you intend.
Wells Fargo Advisors does not provide tax or legal advice. I coordinate with your tax and legal professionals.
Want to see where you stand? Get a complimentary financial review →
Second opinions
Already have an advisor? Get a second opinion.
Many people come in wanting a fresh look at their plan or portfolio. A second opinion comes with no obligation to move anything.
What I look at
- ✓Whether your investments still fit your goals and timeline
- ✓What you're paying, and what you're getting for it
- ✓How your accounts work together for taxes
- ✓Gaps in insurance coverage or estate planning strategies
How it works
How we work together
01
A first conversation
We talk about your goals, your concerns, and what's prompting you to reach out. No preparation needed.
02
Your financial picture
We gather your accounts and priorities and build an initial view of where you stand.
03
Your plan
We walk through the tradeoffs and recommendations together, at your pace.
04
Ongoing reviews
Life changes, and so does your plan. We meet regularly to keep it current.
Step one takes a short conversation. Get a complimentary financial review →
About
Sammy Khalil, QPFC
Financial Advisor · Wells Fargo Advisors
I've built my practice around a simple idea: most financial decisions aren't really about products. They're about tradeoffs people haven't had the chance to talk through with anyone.
Before becoming an advisor, I spent years working closely with business owners at the companies I worked for. That experience is what led me to this work, and it still shapes how I plan.
I work with individuals, families, and business owners across Orange County.
Verify my registration on FINRA BrokerCheck.
What happens next
Send the form
It takes under a minute. Only your name and phone are required.
I call at the time you picked
A short conversation to learn what you're looking for.
We review where you stand
We go over your plan or portfolio and what to consider next, with no obligation.
Start here
Get a complimentary financial review
A first look at where you stand today, built from a short conversation about your goals, savings, and accounts. Your name and phone number are all I need to get started.
What you get
- ✓An estimated view of whether you're on track for your goals
- ✓Gaps worth a closer look, such as cash flow, insurance, or taxes
- ✓A second opinion on your current plan or portfolio, if you have one
By submitting this request, you agree that the information you provide may be used by one of our associates from Wells Fargo Advisors to contact you about Wells Fargo Advisors' investment products and services. In addition, if you have other Wells Fargo products or services, you agree that Wells Fargo Advisors may share this information with those other Wells Fargo businesses or entities. Please review our privacy policy.
Questions Orange County families ask about wealth planning
Tap a question to see the answer.
What happens in a first meeting with a financial advisor?
It's a conversation. We talk about your goals, what's on your mind, and what you'd want from an advisor. You don't need to bring documents or make decisions.
How are you paid?
It depends on the services and accounts you choose. I'll explain exactly how I'm compensated before you make any decisions.
Do you work with my CPA or attorney?
Yes. Wells Fargo Advisors doesn't provide tax or legal advice, so I coordinate with your tax and legal professionals to keep your plan consistent.
I already have an advisor. Can you give me a second opinion?
Yes. Many people come in wanting a fresh look at their plan or portfolio, with no obligation to move anything.
Related services
Every financial decision is a tradeoff.
Let's talk through yours. The first conversation is just that: a conversation.
Serving individuals and families throughout Orange County
See every Orange County city I serve
- Aliso Viejo
- Anaheim
- Brea
- Buena Park
- Costa Mesa
- Cypress
- Dana Point
- Fountain Valley
- Fullerton
- Garden Grove
- Huntington Beach
- Irvine
- La Habra
- La Palma
- Laguna Beach
- Laguna Hills
- Laguna Niguel
- Laguna Woods
- Lake Forest
- Los Alamitos
- Mission Viejo
- Newport Beach
- Orange
- Placentia
- Rancho Santa Margarita
- San Clemente
- San Juan Capistrano
- Santa Ana
- Seal Beach
- Stanton
- Tustin
- Villa Park
- Westminster
- Yorba Linda
Plus unincorporated communities including Coto de Caza, Ladera Ranch, Midway City, Rossmoor, and Trabuco Canyon.
Important information
This information is for general educational purposes only. It is not a recommendation or individualized investment, tax, or legal advice.
Wealth plans are based on assumptions that may not occur and are not guarantees of future results.
Asset allocation and diversification do not guarantee a profit or protect against loss in declining markets.
Wells Fargo and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.
Initial reviews and consultations are offered at no cost and with no obligation. If you decide to open an account or use advisory services, applicable fees and expenses will be explained to you in advance.
The Qualified Plan Financial Consultant (QPFC) credential is awarded by the National Association of Plan Advisors (NAPA) and requires passing a proctored exam, agreeing to NAPA's Code of Professional Conduct, and completing annual continuing education. Holding the QPFC does not by itself make an advisor a fiduciary to a retirement plan. Whether Wells Fargo Advisors serves a plan in a fiduciary capacity depends on the services and agreement selected.
Links to third-party websites are provided for your convenience. Wells Fargo Advisors is not responsible for the content of those websites.