Goals-based investment strategies

Guided by our conversation to learn about you and your goals, we set the asset allocation and strategic diversification for your unique portfolio using four levels of asset allocation: equities/fixed income, sectors, industries and individual holdings.

Because our clients are all unique, we do not use investment strategies but rather select a customized mix of investments for your portfolio. The foundation of our portfolio construction process is our research methodology and disciplined investing process. Using rigorous, fundamental research, advanced analytics and the experience of our portfolio management team, we select the most appropriate investments for inclusion in client portfolios. Our process uses multiple levels of screening and incorporates the perspectives of industry leading quantitative and qualitative analysis.

Alternative Investments

If it fits within your portfolio’s strategy, we can incorporate alternative investment strategies including hedge funds, private equity, private debt, managed futures and private real assets (including private real estate). Because alternatives tend to behave differently than typical stock and bond investments, they can help qualified investors potentially mitigate risk and pursue distinctive alpha-generating opportunities in their portfolios.

Alternative investments carry specific investor qualifications which can include high income and net-worth requirements as well as relatively high investment minimums. They are complex investment vehicles which generally have high costs and substantial risks. The high expenses often associated with these investments must be offset by trading profits and other income. They tend to be more volatile than other types of investments and present an increased risk of investment loss. There may also be a lack of transparency as to the underlying assets. Other risks may apply as well, depending on the specific investment product.

It starts with a plan - to help you stay focused, prepare for challenges ahead, and make choices that work for you.

Our Envision® planning process is the foundation we use to develop your retirement income plan. It can help you make choices and tackle the following topics:
  • When and how can I retire with confidence?

  • How can I help make my money last as long as I’m retired?

  • Where will my income come from?

  • How do I prepare for and respond to events throughout retirement?

  • When and how should I address my legacy goals?

  • 7 common retirement planning moves

  • Will the money in your investment accounts last through retirement?

Estate Investment and Legacy Planning
  • Coordination with your tax professionals

  • Wealth transfer strategies

  • Tax efficient strategies

  • Establishing a legacy plan

  • Trust services through affiliates

  • Assistance with establishing a private foundation

  • Establishing a family mission or plan

  • Facilitate family meetings and communication

  • Family financial education

Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
Insurance and Risk Management

We incorporate a variety of insurance strategies to help protect your assets and plan for the unexpected. 
  • Life insurance 

  • Long term care insurance

  • Disability

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
Captive Insurance Planning

A distinct approach to protecting and potentially growing your Corporate Wealth
van and surfboards on beach

Advisory Services for Friends & Family

We welcome the opportunity to help you help those who are important to you when it comes to achieving financial comfort.

We recognize the importance of having a trusted advisor to provide sound financial advice and guidance as questions arise. Someone may have a simple question, or they may need assistance with comprehensive investment plan. We are happy to meet with them to answer their questions and to determine if there is a mutual fit for an ongoing financial advisory relationship.