What are your most important investment goals?
The eMoney® process offers you an effective way to identify your highest-priority goals and develop an investment plan designed to provide you with the wealth you need to live your life the way you want. Instead of tracking your portfolio’s performance against a standardized index, such as the S&P 500, so you can monitor progress toward achieving your life goals on your own fully customized index.
If your life goals change with time or if fluctuating market conditions alter your plan's results, the eMoney® process offers the flexibility to make adjustments as necessary.
98%
agree their plan is personally tailored to meet their unique financial goals
96%
agree having an eMoney® plan helps them feel better prepared for retirement
92%
agree their plan helps them talk to their Financial Advisor about significant life events
Putting your plan in motion
We will “stress test” your investment portfolio through statistical modeling when creating your plan to help you determine how likely you are to achieve your goals.
One output from the test will be a plan result – a number between 0 and 100 that estimates the probability of your plan's success. A “reasonable” plan result of 75 to 90 is your investment sweet spot. We call this the “Target Zone.”
Anything above the Target Zone may show overconfidence in reaching some of your high-priority goals. If your plan result is higher than 90, you might assume more risk than necessary or sacrifice certain goals at the expense of others.
On the other end, you don’t want a plan result lower than a 75. Anything below the Target Zone may show less confidence in your ability to achieve your goals.
