Financial Resources

At KB Private Wealth Management,

we believe in the power of planning and also in active management to enable our clients to have a plan in place, to live and to have the confidence to enjoy life at every stage.

We write and also share articles on a variety of topics, listed below. If we can assist you or someone you know with our comprehensive approach to private wealth management, please contact us .

Three Tips for Financial Cleaning & Organizing

Our clients want to protect and grow the assets they have worked so hard to build. They also want efficiency and order in their financial lives. Read more 

The Season of Milestones: Making Sure your Wealth Plan is Aligned

It’s a wonderful time of year and a season of milestones. For children of all ages, this season brings great joy as milestones are achieved: from kindergarten graduations to final days of elementary school, high school graduations and college commencement ceremonies. Read more 

Considerations before naming a trust as an IRA beneficiary

Naming the beneficiary to your IRA is an important step toward meeting your legacy goals. Unfortunately, many investors take little notice of this step in their wealth planning. Consequently, they create situations that do not maximize the benefits their IRA savings might offer these beneficiaries. Read more 

After the Storm: Make Your Disaster-Relief Donations Count

When disaster strikes, many Americans want to help by donating to organizations that provide aid to those in need. Read more 

Career Change Checklist: Are You Prepared

If you're considering a job or career change, it's important to do some homework before you make the leap.  Read more 

Retiring Single: 5 Strategies to Consider

Being single can bring a different set of challenges to planning for retirement. These five strategies can help. Read more 

Is Your Portfolio as Efficient As Is Could Be?

When you look at an investment's historical price performance, not its volatility - how frequent and how extreme the ups and downs have been. Read more 

3 Steps for Raising Kids with Money Smarts

Regardless of how much money a family may have, parents have a responsibility to teach their children about finances. Read more 

10 Reasons Why Beneficiary Designations Are Important

Beneficiary designations can provide a relatively easy way to transfer an account or insurance policy upon your death. However, if you’re not careful, missing or outdated beneficiary designations can easily cause your estate plan to go awry. Read more

Charitable giving considerations for 2021

If the COVID-19 pandemic’s far-reaching impacts have you looking to enhance your charitable giving, be sure to remember these tax-related considerations for 2021... Read more 

Supporting our community … and beyond

When looking for a firm to help you work toward your financial goals – whether it’s affording retirement, helping a child or grandchild pay for higher education, or making a luxury purchase, such as vacation home – you obviously want to find one with the resources you need. Read more

Five ways to help protect your family online

From listening to music to ordering groceries to working from home, almost all aspects of our daily lives are connected to the internet in some way. Read more 

Going Back to School: Tips on How to Pay for It

Going back to school can help you advance in your job, re-enter the workforce, or support a second act as you chart a completely new career. But what are the right strategies adults should keep in mind to help manage education expenses? Read more 

Selling your business to private equity group vs. strategic buyer

If you own a business, it can be overwhelming to think about selling it. One way to gain some control is to learn about your alternatives so you better understand what is best for you, your family, and your company. While buyers come in all shapes and sizes, perhaps the most sophisticated are private equity groups (PEGs) and strategic buyers. Read more 

Understanding donor-advised fund basics

Donor-advised funds went from 4.8% of total charitable giving in 2011 to 10.1% in 2020 and — despite all the events that occurred — grants from donor-advised funds rose in 2020 as did contributions, total charitable assets, and the number of accounts. That’s according to the 2021 Donor Advised Fund Report from the National Philanthropic Trust. Read more 

Tools available for family business transitions

Transitioning your family business to your heirs may sound simple enough, but in fact, doing it successfully can prove difficult. To help improve your transition’s chances for success, consider family business governance. Read more 

Giving well: How can philanthropy be more focused and fulfilling?

How much thought do you give your charitable giving? Do you simply write some checks or, more likely, visit organizations’ websites, make donations, and then get on with your day? If so, you’re not alone. But is that really the most fulfilling way to do it? Here are some insights from Kia Sullivan, lead fiduciary advisory specialist with Wells Fargo Wealth and Investment Management. Read more 

Grandparents can teach lessons about money and investing

Typically, being a grandparent is mainly about fun and games (and candy, of course). But you can choose to do more by helping teach your grandchildren about money, saving, and investing. Remember, the lessons they learn while they’re young may become so engrained they will help guide them well into their adult lives. Read more 

Consider these three suggestions if you inherit a trust

David “Chico” Esparza, Senior Fiduciary Advisory Specialist with Wells Fargo Private Bank, remembers meeting two clients, a brother and sister whose parents had passed away. “Unfortunately, their parents had not discussed their estate plans with the adult children. When the siblings learned they were the beneficiaries of a sizable trust,” Esparza recalls, “they had no idea what to do next.” Read more 

It’s time to create, or update, estate plans


If you haven’t created an estate plan or have one but the documents may be outdated, you might be putting yourself and your family at risk if the unthinkable, such as becoming incapacitated or passing away, should happen to you. Read more

Seven Must-Have Financial Conversations Before Marriage

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So you’re thinking about getting married. Congratulations! But before the big day arrives, make sure you sit down for a serious financial discussion. It’s an important step for any couple, but one many avoid because it can be hard as well as cause tension in a relationship. Read more

Understanding the per stirpes beneficiary designation


Choosing a beneficiary for your IRA is an important decision; however, knowing how your assets can pass to your heirs through the standard or per stirpes beneficiary designation can be just as important. Read more

How to build a strong management team


If you were to reduce your participation in your company by 50%, could your management team successfully run the business? What if you were unable to run your business indefinitely? Read more 

Inheriting an IRA as a Designated Beneficiary

The Setting Every Community Up for Retirement Enhancement (SECURE) Act has changed the distribution options for some beneficiaries when they inherit an IRA. As a Designated Beneficiary (DB) who inherits an IRA from someone who dies in 2020 or after, you should understand your options so you can decide the best way to distribute the assets.Read more 

Questions you're asking: What is considered a second home for tax purposes?

If you're earning income with your second home, your tax liability can start to get complicated. Here's what to know: Read more 

Investing in the future with your family's past

Five ways to engage with younger generations. Many of us have a desire to pass down family stories and wisdom to younger generations, but the pace of modern life, generational differences, and geographic distance can stand in the way. Read more

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