Accurately Allocating Your Assets

“Every pot has a lid.” Richmond Wealth Management’s investment approach starts with the idea that no two people are the same, so therefore no two portfolios should have the exact same composition. That is why utilize custom-tailored, actively managed stock portfolios to help clients build their dreams, manage their lives and transition wealth on to the next generation.

Changing markets require discipline and adaptation, just the same as clients need a flexible plan to fit their changing needs. Analysis shows that long-term investors grow their assets and achieve more consistent results over time by diversifying their portfolio1. Richmond Wealth Management accesses a myriad of asset classes to match the specific needs of their clients throughout the different stages in their lives.

AssetAllocationGraphics_v2.png
Did You Know…

The mix of assets in a portfolio is the primary driver of return variability?

Pie Chart_v3-01.png

Did You Know…

Below are some asset classes that you may see depending on what type of market conditions are present:

Catastrophe
Cash
U.S. Investment Grade fixed Income
Commodities
Hedge Funds
Managed futures
Income
U.S. IG bonds
U.S. high-yield fixed income
Int’l bonds (Developed Markets/ Emerging Markets)
Large/Mid Cap equity
DM equity
Real estate/REITS
Volatility
U.S. IG fixed income
DM fixed income
Hedge funds
Managed futures
Liquidity
Cash
U.S. IG fixed income
DM fixed income
Large Cap equity
DM equity
Inflation
TIPS or short-term fixed income
DM bonds
Domestic equity
Int’l equity (DM/EM)
REITs
Commodities
Growth
U.S. high-yield fixed income
EM fixed income
U.S. equity
Int’l Equity (DM/EM)
Real estate/REITs
Private Equity




Investment Chemistry_v3.png

Technical analysis is only one form of analysis. Investors should also consider the merits of Fundamental and Quantitative analysis when making investment decisions. Technical analysis is based on the study of historical price movements and past trend patterns. There is no assurance that these movements or trends can or will be duplicated in the future. Advisory programs are not designed for excessively traded or inactive accounts and may not be suitable for all investors. We need to review your investment objectives, risk tolerance and liquidity needs before we introduce suitable managers/investment programs to you. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services.
Asset allocation and diversification cannot eliminate the risk of fluctuating prices and uncertain returns nor can they guarantee profit or protect against loss in declining markets.