Accurately Allocating Your Assets

“Every pot has a lid.” Richmond Wealth Management’s investment approach starts with the idea that no two people are the same, so therefore no two portfolios should have the exact same composition. That is why utilize custom-tailored, actively managed stock portfolios to help clients build their dreams, manage their lives and transition wealth on to the next generation.

Changing markets require discipline and adaptation, just the same as clients need a flexible plan to fit their changing needs. Analysis shows that long-term investors grow their assets and achieve more consistent results over time by diversifying their portfolio1. Richmond Wealth Management accesses a myriad of asset classes to match the specific needs of their clients throughout the different stages in their lives.

                                                                         



                         

Did You Know…

The mix of assets in a portfolio is the primary driver of return variability?

                                                                                        
Did You Know…

Below are some asset classes that you may see depending on what type of market conditions are present:

Catastrophe Cash U.S. Investment Grade fixed Income Commodities Hedge Funds Managed futures	Income U.S. IG bonds U.S. high-yield fixed income Int’l bonds (Developed Markets/ Emerging Markets) Large/Mid Cap equity DM equity Real estate/REITS	Volatility U.S. IG fixed income DM fixed income Hedge funds Managed futures
Liquidity Cash U.S. IG fixed income DM fixed income Large Cap equity DM equity	Inflation TIPS or short-term fixed income DM bonds Domestic equity Int’l equity (DM/EM) REITs Commodities	Growth U.S. high-yield fixed income EM fixed income U.S. equity Int’l Equity (DM/EM) Real estate/REITs Private Equity

Technical analysis is only one form of analysis. Investors should also consider the merits of Fundamental and Quantitative analysis when making investment decisions. Technical analysis is based on the study of historical price movements and past trend patterns. There is no assurance that these movements or trends can or will be duplicated in the future. Advisory programs are not designed for excessively traded or inactive accounts and may not be suitable for all investors. We need to review your investment objectives, risk tolerance and liquidity needs before we introduce suitable managers/investment programs to you. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services.

Asset allocation and diversification cannot eliminate the risk of fluctuating prices and uncertain returns nor can they guarantee profit or protect against loss in declining markets.