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529 Savings Plans

The first-year college tuition bill in 2035 is projected to be $33,880 1 for an in-state average public education institution and $82,862 for an average private institution. Building the assets you’ll need to fund a child’s or grandchild’s education is a challenge, but you may be able to meet it by contributing to a 529 plan.

Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan.  The official statement, which contains this and other information, can be obtained by calling your financial advisor.  Read it carefully before you invest.

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Tax Treatment of Capital Gains and Dividends

How you manage your capital gains and losses and the type of dividends generated by your portfolio can play a major role in determining your after-tax return. To help get the greatest benefit from current tax law, there’s important information you need to understand.

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Dollar Cost Averaging

Market fluctuations can make it difficult to determine the best time to invest. A widely accepted investment strategy called dollar cost averaging can help smooth out market fluctuations. The key to this long-term strategy is persistence. Whether the market rises or falls, dollar cost averaging can work in your favor.

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Qualified Plan Retirement Checklist

When you are a Plan Administrator or a trustee as a named fiduciary for a qualified plan, you must comply with all ERISA rules

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2025 Retirement Contributions

As fewer companies offer pensions and Social Security makes up less of the average retiree’s income, you will have to rely more on your own savings for retirement. Making contributions to IRAs and workplace retirement plans (WRP), such as a 401(k), 403(b), SEP IRA, or SIMPLE IRA is an easy way to save for retirement.

Wells Fargo Advisors Financial Network does not provide legal or tax advice.

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