Our Envision® planning process lets us map a realistic financial course designed to help you prioritize and achieve your most important goals through various stages of life.
Based on your objectives, risk tolerance, investment time horizon and current financial situation, we assist you in developing a plan of action and asset allocation that is suitable for your objectives without exposing you to unnecessary risk.
Establish customized benchmarks unique to your plan and objectives to chart your progress toward reaching your goals.
Adjust your plan as necessary to account for life’s changes, new opportunities and unexpected events.
The Envision Target Zone serves as a foundational tool.
As your goals change, or life events create a need, we use Envision process to re-evaluate how these changes affect your priorities.
This is a form that helps you calculate an approximate amount you will receive when you are qualified to receive Social Security. Your Financial Advisor will use the information you provide on this form to create your Social Security analysis. You will need a copy of your Social Security statement to complete all of the information needed.
You’ve prepared for this special time when your child heads off to college. Your child has applied and been accepted. Financial aid and scholarships may or may not have been provided, but you saved money ahead of time with a 529 plan. Now it’s time to write that tuition check, but before you do, make sure you know the answers to some common questions listed below. Using your 529 plan in a nonqualified way could result in unexpected income taxes and penalty.
While being displaced is never a pleasant situation, taking control of a life-changing event can help you alleviate some stress and concern. At Wells Fargo Advisors, we know that in difficult times, planning may be more important than ever. Our goal is to work with you during these challenging times, and continue our relationship no matter your life stage.
Financial aid has enabled many students to achieve their education goals that otherwise may have been unattainable due to the high cost. The financial aid rules and process can be complicated, so it will be important for you and the student to familiarize yourselves with the various aspects discussed throughout this report.
Before you exit your employer’s door for the last time, you’ll want to feel confident you’re as prepared for retirement as possible. Check each item on the list below and ask your Financial Advisor how he or she can help increase your confidence in your retirement preparation strategy.