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2023 Retirement Plans Overview for Professionals

A successful retirement plan helps achieve the business’s goals. If a business owner is developing a plan for the first time, he or she should review the available alternatives and the business’s and participants’ goals before making a choice. If an owner is evaluating an existing plan, the first step should be to determine whether the business’s and participants’ goals are the same as they were when the plan was first implemented. If either party’s requirements have changed, the plan may need adjusting.

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Retirement Plan Distribution Options Discussion Guide

It is important that clients and prospects are well informed regarding the key information they should consider when contemplating their options regarding a distribution from a QRP. Even more important, you want to be sure that clients understand how the distribution option they choose might impact their retirement goals. Regulators are focusing on these conversations and transactions because they want investors to be knowledgeable regarding their options.